Lending Module

White-Label Crypto Lending Platform

Add crypto-backed lending services to your exchange. Let users borrow against their holdings or earn interest by lending. Full admin controls, automated liquidation, and risk management included with source code.

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Lending Dashboard Interface Screenshot 1200 × 600px recommended
  • Configurable LTV Ratios
  • Automated Liquidation Engine
  • Real-Time Interest Accrual
  • Full Risk Controls

Lending Module Features

Complete lending infrastructure for your crypto exchange platform

Collateralized Loans

Users borrow against their crypto holdings. Configure LTV ratios, interest rates, and supported collateral assets via admin panel.

Margin Lending

Enable margin trading with lending pools. Users can borrow to amplify positions with configurable leverage limits.

Automated Liquidation

Built-in liquidation engine monitors positions and automatically liquidates undercollateralized loans to protect lenders.

Interest Rate Configuration

Set fixed or variable interest rates per asset. Configure hourly, daily, or custom compounding schedules.

Lending Pools

Users can lend their assets to earn interest. Manage pool sizes, utilization rates, and lender rewards.

Risk Management

Set margin call thresholds, liquidation penalties, and position limits. Real-time monitoring dashboard for operators.

How Lending Works on Your Platform

  1. 1

    Configure Loan Parameters

    Set up collateral assets, LTV ratios, interest rates, and liquidation thresholds via admin panel.

  2. 2

    Fund Lending Pools

    Supply capital directly or enable peer-to-peer lending where users deposit assets to earn interest.

  3. 3

    Users Borrow

    Users deposit collateral and receive loans. Interest accrues automatically based on your configured rates.

  4. 4

    Automated Management

    System monitors collateral values, sends margin call alerts, and executes liquidations when needed.

Interactive Loan Calculator

See how lending works on your platform

BTC
50%
10%
Collateral Value $65,000
Max Loan Amount $32,500
Monthly Interest $270.83
Liquidation Price $40,625
Health Factor
Liquidation 1.60

This calculator demonstrates the user-facing lending interface. All rates and LTV limits are configurable from your admin panel.

Admin Panel Capabilities

Lending Admin Panel - Loan Configuration & Management

Loan Configuration

  • Set LTV ratios per collateral asset
  • Configure interest rates and compounding
  • Define liquidation thresholds
  • Set minimum/maximum loan amounts

Risk Management

  • Real-time collateral monitoring
  • Automated margin call notifications
  • Liquidation penalty configuration
  • Position limit controls

Lending Pool Management

  • Fund and manage lending capital
  • Set lender interest rates
  • Monitor pool utilization
  • Configure withdrawal limits

Monitoring & Reports

  • Total loans outstanding
  • Interest revenue tracking
  • Liquidation history
  • User loan activity reports

Frequently Asked Questions

Where does the loan capital come from?

You have options: fund loans from your operational capital, enable peer-to-peer lending where users supply liquidity, or both. The admin panel lets you configure lending pools and set interest rates for lenders.

How does liquidation work?

When a loan's collateral value drops below the configured liquidation threshold (e.g., 80% LTV), the system automatically sells collateral to repay the loan. You configure thresholds, penalties, and can set up margin call notifications.

Can I set different rates for different assets?

Yes. Each asset can have its own interest rate, LTV ratio, and collateral eligibility. Adjust rates dynamically based on utilization or market conditions.

Is there regulatory compliance support?

The system includes full audit trails, transaction logging, and reporting tools. Interest accrual and loan terms are transparent and documented for compliance requirements.

Does it integrate with margin trading?

Yes. The lending module powers margin trading by providing borrowed funds for leveraged positions. Users can also take standalone collateralized loans outside of trading.

Add Lending to Your Exchange

The lending module is included with Codono exchange software. Get full source code, admin controls, and automated risk management ready for deployment.

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